Senin, 06 Januari 2014

Point-of-Service Plan POS

Point-of-Service Plan POS

 

A POS plan blends features of an HMO with a PPO. With POS plan, you may have:

  • More freedom to choose your health care providers than you would in an HMO
  • Out-of-pocket costs you can control
  • A moderate amount of paperwork if you see out-of-network providers
  • A primary care physician who coordinates your care when you use network providers
What doctors you can see. In-network providers your primary care physician refers you to. You can see out-of-network doctors, but you’ll pay more.
What you pay.
  • Premium -- With a POS plan, the premium generally stays low because the deductible is high.
  • Deductible – You pay a higher deductible if you see an out-of-network provider.
  • Copays or coinsurance — Your coinsurance is higher, such as 30%, if you see an out-of-network provider.
Paperwork involved. If you go out-of-network, you have to pay your medical bill. Then you submit a claim to your POS plan to pay you back.
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3 komentar:

  1. Terimakasih atas informasinya :) semoga sukses slalu .. Ditunggu informasi menarik selanjutnya :) senang berkunjung ke website anda, terimakasih. sekali lagi thanks.

    BalasHapus
  2. teirma kasih banyak karena sudah berbagi berita yang sangat menarik. zaman sekarang sudah jarang menemukan blog yang isinya penuh manfaat seperti ini, keren!!

    BalasHapus
  3. Terimakasih atas informasinya :) semoga sukses slalu .. Ditunggu informasi menarik selanjutnya :) senang berkunjung ke website anda, terimakasih. sekali lagi thanks.

    BalasHapus